Rain, rain, go away.... come again in 2 and a half weeks...

It's raining like crazy here, and, according to theweatherchannel.com, it will keep raining for the next five days.
I'm still sick, coughing and all phlegmy, (not that you needed to know) but the shoe-soaking weather is not helping... not at all. And I had a horrible dream last night which really shook me up. Oh, and I'm broke again, but what's new?
I have done some organising for my USA/Canada trip coming up, but not much... I need to make some decisions. However, I have done quite a bit more organising for my Europe trip immediately after. My wonderful dad bought me a ticket from Geneva to Warsaw, which means I'm going to see my cousins and maybe even see Warsaw, if I decide to spend a night there.
Lately, I've been having trouble making decisions, in what seems like almost all areas of my life; travel, work, study, personal life, food etc. If I wasn't so broke, I'd get myself some tarot cards to help make some of these pressing decisions which I can't seem to do!
It's strange, I've always been very decision-orientated and quick to know what I want. I seem to be changing in my old age (birthday coming up). And even though I've not yet hit 21, I feel a lot older than that. In a good way, but also in a bad way. I feel I've missed out on being young and stupid, but I know that many people (mostly my parents) will think of my propensity for doing things with a high risk of catastrophe and argue that I have, in fact, not grown up at all and in reality, stayed 15 for the last six years.
So, have I grown up or not? I still have no idea. While friends of mine are writing theses, getting degrees, starting careers, getting engaged and having babies, I realise I'm not even close. I graduated high school four years ago and I'm nowhere near a degree, let alone a career, I'm not going to get engaged soon, and I'm definately not planning on having a baby yet. I always thought I had plenty of time for this - I thought I'd have all that sorted at 25; degree, career, husband, baby. But that's in four years!! Four years does not seem enough time for all that, and I think that's what scares me the most. I always thought all this travelling and this crazy life I have was just to get it out of my system so I could settle down early.
When did I turn 20? And how the hell am I almost 21? And I don't even want to think about what I will be like before I actually turn 25, or even 30!!
And even though I feel older than I am, I feel I haven't accomplished anything that one is meant to accomplish in life, like a serious relationship, or a real job, or an education. I'm not even close.
Just give me my age-defying face-cream and book me in for my botox, I'm having a mid-life crisis at 21!